Inspiring
Case Studies

Over the last couple of years we integrated our solutions within some of Australia’s most respected financial institutions.
Here are some of their stories:

Beyond Bank Australia

Neo Analytics: Empowering Seamless Mergers for a Stronger Future

Metro Finance

Rapid Data Recovery & Platform Enablement for Metro Finance

Merging Core Banking Concepts

From chaos to clarity — data migration done right.

QUDOS Bank

Foundational Cloud: The First Step to Data-Driven Maturity

Queensland Country Bank

Improving and maturing APRA reporting around predicting expected credit losses

Beyond Bank Australia

Neo Analytics: Empowering Seamless Mergers for a Stronger Future

Background

When Beyond Bank embarked on one of its transformation journeys—merging with another financial institution—the complexity extended far beyond legal and operational alignment. It required a deep, data-led understanding of customer behaviour, systems integration, regulatory compliance, and brand continuity. This is where Neo Analytics stepped in as a strategic partner, not just a technology vendor.

The challenges

One of the most immediate challenges was the departure of several senior staff who previously led or had in-depth experience with core banking integrations. This created a capability gap in both the strategic planning and technical execution of the merger. Without this institutional knowledge, Beyond Bank faced an increased risk of missteps in systems alignment, data mapping, and change management.

APRA and ASIC maintained heightened oversight during the transition, particularly under CPS 230 and related regulatory frameworks. The challenge was not just meeting compliance—but doing so with transparency, automation, and agility.

The Results

Neo Analytics was engaged to stabilise, simplify, and accelerate this transformation—particularly where internal capability had been lost. Our approach combined deep industry experience, a proven M&A data integration framework, and agile delivery practices to step into the void and ensure success from planning through to execution.

Metro Finance

Rapid Data Recovery & Platform Enablement for Metro Finance

Background

Metro Finance was experiencing an unexpected disruption that impacted core data assets across their business. This challenge affected operational continuity, internal reporting, and the ability to meet time-sensitive obligations.

Recognising the need for a rapid and structured response, Metro engaged Neo Analytics to deploy a cloud-based data foundation using Databricks to improve access and availability of data. The priority was to lay a scalable foundation for advanced analytics and AI enablement moving forward.

The challenges

  • Address data access issues and ensure continuity of operations and compliance.
  • Deploy a secure, scalable platform to support data access and advanced analytics.
  • Provide an architecture that enables ongoing AI enablement, governance, and resilience.

Neo Analytics responded with a structured, multi-phased approach that combined deep technical capability with strategic oversight. The first priority was configuring a secure and Databricks tenant tailored to Metro Finance’s governance and performance needs. In conjunction with the customer, Neo orchestrated a series of controlled workloads designed to systematically refactor data storage and the key datasets providing easy access to Metro staff.

Throughout the process, data accuracy and integrity were rigorously validated against available benchmarks and reference points.

The Results

Data access improvements occurred within weeks, significantly faster than projected recovery timelines.

Built a resilient analytics platform that now serves as a foundation for Metro’s ongoing data strategy.

Enabled data-driven decision-making to continue— across finance, operations, risk, and customer service teams.

Established confidence in data controls and recovery capability inline with expectations.

Merging Core Banking Concepts

From chaos to clarity — data migration done right.

Background

Neo Analytics engaged with Greater Bank to contribute to the configuration management of a very complex data migration program aimed at moving their core banking system onto a new platform. Neo involvement included:

  1. Creating an emphasis on maintaining a cohesive mindset across concepts, priorities, and tooling, ensuring an aligned approach to configuration across the organisation.
  2. Engaging and focusing on establishing an end-to-end configuration process, promoting clarity, ownership, and operational efficiency.
  3. Mapping procedural flow – identifying how procedures capture information, examine it, support decision-making, and enable implementation.
  4. Configuration control – establishing clear frameworks for how configuration changes are proposed, reviewed, approved, and deployed.

 

The challenges

Migrating from a bespoke core banking system to a general-purpose core banking platform is no small task, especially in a regulated environment like banking.

Data structures, relationships, and naming conventions in bespoke platforms rarely align cleanly with those in off-the-shelf solutions.

Moving to a new core demands rebuilding or reconfiguring integrations across dozens of touchpoints.

Extracting workflows and compliance procedures embedded in the bespoke system. Moving from “we build and control everything” to “we configure and adapt” required a cultural and mindset shift within IT and the business.

 

 

The Results

Migrating from a bespoke core banking system to a general-purpose core banking platform offers several strategic and operational benefits, particularly when viewed through the lens of long-term scalability, regulatory compliance, and modernisation.

  1. This work paved the way for integration with New Castle Permanent (Bank) with easier integration with third-party fintech tools, compliance modules, fraud detection platforms, and customer experience technologies.
  2. General-purpose systems often include centralised data models, event-based processing, and real-time data access — enabling more advanced analytics, AI, and customer insights.
  3. Supported open banking, NPP, digital wallet integrations, and ecosystem participation through robust, secure APIs — a key enabler of digital transformation.

QUDOS Bank

Foundational Cloud: The First Step to Data-Driven Maturity

Background

Neo Analytics was tasked with providing a comprehensive framework for leveraging data as an asset to drive innovation, optimise operations, and enhance customer experiences.  Neo devised a strategy to align with the bank’s overarching business objectives and outlined a systematic approach to effectively manage, analyse, and use data in compliance with industry regulations and cloud best practices.

The challenges

  1. Understanding the Starting Point -The starting point for any data strategy must incorporate a clear understanding of the current data landscape and how existing data goals and objectives align with business strategy requirements.
  2. Establishing data trust across the bank’s operations –  addressing redundancies and inefficiencies in data infrastructure and data management data governance frameworks.
  3. Establishing integrated data management – introducing effective data governance principles, improving data literacy, optimising data collection and storage and evolving the bank into a data-driven decision-making organisation.

 

 

 

The Results

Success outcomes ranged across strategic, operational, cultural, and customer domains and aligned with the expected banking sector KPIs and regulatory expectations.

  • Established Qudos as a digitally mature bank, better positioned to compete with Tier 1 incumbents and fintech disruptors.
  • Enabled proactive responses to market shifts, regulatory changes, and customer expectations using data insights.
  • Reduction in manual reporting and reconciliation processes via automation and self-serve data tools.
  • Lower operational risk through better lineage, quality monitoring, and standardised definitions across systems.

 

“Partnering with Neo Analytics has been instrumental in accelerating our data transformation agenda. Their deep expertise in banking, combined with a pragmatic and forward-thinking approach, has helped us unlock significant operational efficiencies and elevate our data capabilities across the organisation. Thanks to Neo, we now have a clearer line of sight into our customer behaviours, more agile reporting frameworks, and a strong data governance foundation that positions Qudos Bank to thrive in a digital-first future.””
-Joel Rieck- Technology Manager Qudos Bank.

Queensland Country Bank

Improving and maturing APRA reporting around predicting expected credit losses

Background

In 2019, requirements around a new standard from the AASB came into full effect on bad and doubtful debt. Work completed by Queensland Country met the initial requirements by external auditors, however PwC noted a requirement to build and enhance the model into the future and to improve and mature their APRA reporting around credit recognition and measurement.

The challenges

  1. Dynamic regulatory requirements – New regulatory standards imposed new impairment monitoring responsibilities focused on predicting expected credit losses.
  2. Shifting to a pro-active, predictive approach – The complexity of the new standard necessitated a new approach that recognised impairment losses before observable evidence existed, Queensland Country needed to be proactive and aware before the fact, rather than reactive after the fact.
  3. Difficulty to execute – Lack of credible and quality data, talent, and understanding on how to implement the change.

The Results

Neo-Analytics automated the ingestion, validation and modelling of their data using PliantTM, our cloud-based AI analytic tool, and achieved:

  1. Accurate predictive models – we generated accuracy scores of over 0.9941 %.
  2. Operational efficiency – we automated the time consuming, iterative tasks related to data preparation and validation, and reduced human errors.
  3. Regulation & compliance – we added the ability to demonstrate to auditors and regulators that the facility monitoring processes meet the various thresholds and requirements.
  4. Long-term solution – we enhanced the process beyond the capabilities of the manual process to ensure a future-proof use of the technology and ongoing dynamic compliance.
“The solution provided by Neo- Analytics has enabled us to firstly solve a business problem that we currently do not have the capability to solve in this fashion. It has laid the foundation for future work around data and Al for the business while ensuring that we meet our compliance obligations associated with this standard. The team at Neo- Analytics, led by Rick Rofe, have been a pleasure to partner with and we look forward to working with the team well into the future.”
-Queensland Country Bank

Get ahead of the compliance curve